Critical illness insurnace

CritiPartner Critical Illness Plan

It is never easy when facing critical illness. Without adequate protection, critical illness can place a strain on you and your family, financially and emotionally. As your lifelong partner, AXA walks alongside you in times of difficulties. Our CritiPartner Critical Illness Plan (“CritiPartner”) brings you all covered protection.

Diversified protection against 128 illnesses

CritiPartner provides diversified protection against 128 illnesses (62 major illnesses and 66 minor illnesses) up to age 100 of the insured. Moreover, CritiPartner extends its protection to benign condition critical surgeries and boosts the benefit for minor illnesses due to diabetes complications so as to cover the unforeseen.

  • Provides you with immediate financial support to cope with medical expenses for benign condition critical surgeries
  • Offers comprehensive protection including doubled benefit for minor illnesses due to diabetes complications

First-in-the-market Continuous Cancer Payout Benefit

This pioneering benefit provides long-term financial support if you are still suffering from Cancer after a Cancer claim. The protection is up to age 85 of the insured. Outperforming other similar products, the waiting period for recurrence, metastasis or continuation of Cancer under this benefit is greatly shortened to 1.5 years. In addition, other than paying lump sum cash benefit, this benefit provides monthly payout benefit equal to 5% of the sum insured up to 4 years. Together with the previous Cancer claim, CritiPartner provides Cancer protection up to 340% of the sum insured.

  • Allows you to receive benefits earlier
  • Offers income replacement during your recovery

Multiple claims for Cancer, Heart Attack and Stroke

After all benefits paid and payable reach 100% of the sum insured, CritiPartner will continue to cover a maximum of 4 claims for Cancer, Heart Attack and Stroke. The protection is up to age 85 of the insured. Together with the Continuous Cancer Payout Benefit, we provide additional coverage for Cancer, Heart Attack and Stroke up to 400% of the sum insured. CritiPartner offers a total coverage up to 500% of the sum insured.

  • Helps you remain financially secured even if a critical illness strikes again

Added coverage for your prime years

CritiPartner brings you 2 coverage boosters as follows:

1. Extra Coverage Benefit

An additional benefit of 50% of the sum insured will be payable when either a Major Illness Benefit or death benefit becomes payable before the 10ᵗʰ policy anniversary.

2. First 20 Years Partner Coverage Benefit

If you apply for Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement together with CritiPartner, an additional benefit of 50% of the sum insured will be payable when either a Major Illness Benefit or death benefit becomes payable during the first 20 policy years / before the policy anniversary on or immediately following the insured’s 75ᵗʰ birthday, whichever is earlier.

To protect your health and wealth, also secure your family and loved one.